Rewards Plus
Rewards
Reimagined.
Move beyond rigid loyalty programs to a flexible, programmable rewards system that unifies every product, every channel, and every customer journey.
Talk To Our Experts
Rewards shouldn’t operate in silos, but legacy systems do.
Bring accrual, engagement, and redemption across your entire banking portfolio into a unified, real-time system.
Rewards shouldn't operate in silos, but legacy systems do.
Bring accrual, engagement, and redemption across your entire banking portfolio into a unified, real-time system.
ACCRUAL
One customer, one view. Across every banking product. One customer, one view. Across every banking product.
Unify bank-wide loyalty through a single multi-currency ledger. Whether it’s points, cashback, or partner miles, manage every banking event under a single customer view without losing product-level accounting precision.
Ubiquitous Currency Management
Support points, cashback, tier currency, partner miles, and custom rewards side-by-side. Each with its own accrual rules, capping, expiry, and accounting — unified under a single customer view.
Cross-product Attribution
Earn on credit, UPI, BNPL, deposits and lending products. Aggregate rewards at the customer level while maintaining strict ledger isolation at the product level.
Dynamic, Behaviour-led Rule Engine
Configure base earn structures, accelerated rewards, boosters, milestone incentives, tier programmes, and fee-linked benefits, without code. Multi-level rules adapt to how customers actually spend, not static categories.
ENGAGEMENT
Rewards baked into your digital channels, not bolted on.
Rewards aren't a standalone programme but an integral part of your engagement engine. Make every customer interaction an opportunity for growth.
Journey-aware Rewards
Trigger rewards based on lifecycle stage — new-to-bank, dormant, pre-churn, or high-value. Rewards become a retention tool, not just a spend incentive.
Campaign and Targeted Rewards
Run activation campaigns, spend milestone incentives, dormancy reactivation programmes, and behavioural nudges — all configurable without engineering dependency.
Omnichannel Loyalty Experiences
Deliver consistent rewards experiences across your app, web, and POS. Redemption stays inside your bank's digital assets, not a redirect to a third-party portal.
ENGAGEMENT
Rewards baked into your digital channels, not bolted on.
Rewards aren't a standalone programme but an integral part of your engagement engine. Make every customer interaction an opportunity for growth.
Journey-aware Rewards
Trigger rewards based on lifecycle stage — new-to-bank, dormant, pre-churn, or high-value. Rewards become a retention tool, not just a spend incentive.
Campaign and Targeted Rewards
Run activation campaigns, spend milestone incentives, dormancy reactivation programmes, and behavioural nudges — all configurable without engineering dependency.
Omnichannel Loyalty Experiences
Deliver consistent rewards experiences across your app, web, and POS. Redemption stays inside your bank's digital assets, not a redirect to a third-party portal.
REDEMPTION
Any partner.
One integration.
Eliminate catalogues and third-party redirections. Plug into your preferred ecosystem through a single API layer that unifies redemption across partners and platforms.
Native, in-app Redemption
Redemption lives inside your bank's existing digital assets. Customers stay in your app, reinforcing your brand throughout the experience, not a redirect to a third-party portal.
API-first Fulfillment
Connect to gift card networks, travel aggregators, merchant cashback platforms, or bespoke brand partnerships in days. A standardised API layer means no new integration project for each new partner.
Redemption without Reconfiguration
Add new redemption channels or partners without touching accrual rules, ledger configurations, or mobile releases. The redemption layer remains independently extensible.
REDEMPTION
Any partner.
One integration.
Eliminate catalogues and third-party redirections. Plug into your preferred ecosystem through a single API layer that unifies redemption across partners and platforms.
Native, in-app Redemption
Redemption lives inside your bank's existing digital assets. Customers stay in your app, reinforcing your brand throughout the experience, not a redirect to a third-party portal.
API-first Fulfillment
Connect to gift card networks, travel aggregators, merchant cashback platforms, or bespoke brand partnerships in days. A standardised API layer means no new integration project for each new partner.
Redemption without Reconfiguration
Add new redemption channels or partners without touching accrual rules, ledger configurations, or mobile releases. The redemption layer remains independently extensible.
Engineered for edge cases, not around them
Transaction rewards are the most complex loyalty accounting problem in banking. Every edge case is handled out of the box, so your team never has to build workarounds. Transaction rewards are the most complex loyalty accounting problem in banking. Every edge case is handled out of the box, so your team never has to build workarounds.
Transaction Complexities
User Management
Operational Controls
INTEGRATION
Fits into your existing architecture.
Zero disruptions.
Fits into your existing architecture.
Zero disruptions.
Modernising rewards shouldn't require a core banking overhaul.
Rewards Plus acts as a sophisticated orchestration layer that sits alongside your existing processor.
Modernising rewards shouldn't require a core banking overhaul.
Rewards Plus acts as a sophisticated orchestration layer that sits alongside your existing processor.
Plug-and-play Integration
Connect via standard APIs to your existing core banking, card processor, and mobile app without rewiring architecture or impacting current operations.
Bank-grade Compliance
Maker-checker, RBAC, audit logs, and on-prem/VPC deployment options ensure regulatory and infosec requirements are met out of the box without custom compliance work.
Fast, Flexible Set-up
Stress-test complex reward constructs using sandbox environments and simulators before production. Launch without IT dependency or operational overheads.
Upgrade your Bank Rewards Infrastructure
Build a modern loyalty program with the flexibility, control, and scalability your portfolio needs. Build a modern loyalty program with the flexibility, control, and scalability your portfolio needs.
Legacy Systems
Rewards Plus